Involved in an auto accident?
DO:
Call your agent as soon as an accident or injury takes place. As soon as you get home from the auto accident, or even before you go to the doctor.
DON'T:
Give any recorded or written statements to your insurer until you are sure you understand your coverage. If you have doubts, do consult a auto accident attorney at the Law Offices of Siamak Vaziri.
Providing IMMEDIATE CASH For Your Personal Injury Settlements

Frequently Asked Questions

What should I do immediately following an auto accident?

If you are not severely injured, collect all pertinent information from the other drivers - driver's license numbers, address, telephone numbers, insurance information, etc. Keep a daily journal beginning with the date of the accident to document all physical and mental injuries, as well as document your view of the accident. Notify the arriving Southern California police officer of the events of the accident that you can recall.

I did not feel pain at the scene and refused medical treatment. Now, a few days later I am in pain. What should I do?

You should immediately consult your medical provider regarding any pain, discomfort or possible injuries from an auto accident, even if you think they may be only minor injuries. Even if you did not complain of injuries at the scene of the auto accident, you may be entitled to payment of your medical bills, compensation for pain and suffering, lost wages, loss of earnings capacity, and emotional distress due to personal injuries. You should consult an experienced Southern California auto accident lawyer to discuss whether you need representation on your claim.

Should I be seen by a doctor after an auto accident?

Seeing a doctor is always a good idea for both you and your passengers. You may be injured and not be aware of any problems immediately. It is suggested that at the very least you call your physician health provider to get a release for a good bill of health. You insurance coverage should be able to pay for your hospital charges.

What if I believe the accident I was in was at least partly my fault?

You are probably not in the best position to assess how or why the accident happened. Defective equipment in your vehicle, a malfunctioning traffic signal, or another driver's intoxication are among many possible causes of an accident, which an attorney can investigate and evaluate. Accepting blame and apologizing to another driver may be used as evidence against you at trial. Leave it to a judge or jury to decide who is at fault.

Can I still win my case if my memory of the accident now conflicts with things I might have said at the time of the accident?

It's very common for people to say things at the time of an incident that they later realize were inaccurate. Sometimes, a witness may misstate what you said about how the incident took place. You might have a hard time explaining how it is that you now remember things differently than you did at the time of the incident, but if you consult with an attorney at the Law Offices of Siamak Vaziri, he or she will have experience handling such a situation, and can help find support for your side of the story.

The auto accident slightly damaged my auto, my neck injury went away quickly, and I only lost a day of work. Can I handle this myself?

At least notify your insurance company. Some injuries grow worse over time. Your policy may not cover those expenses later if you did not tell the company about the accident. Also, insurance companies have the statistics: they know how much a small claim is worth. They are in a much more powerful position to negotiate with the other party than you are. If the claim gets complicated (for example, the neck injury turns out to be whiplash) or negotiations get bogged down, you may want to hire an experienced auto accident attorney. The Law Offices of Siamak Vaziri will charge a percentage of the settlement, but it may be worth it if the attorney wins a larger settlement or simply gets you a settlement faster.

How does an accident attorneys' fee structure work?

At the Law Offices of Siamak Vaziri we use the contingent structure. In this structure, we do not bill for fees up front. Instead we take a portion of the settlement amount after the case is settled. The contingent fee structure is most often used in personal injury and debt collection cases.

The auto accident was the other guy's fault. Canít I just settle it myself without an auto accident lawyer?


If you have a minor injury, received little or no treatment, and it's clearly the other driver's fault, you should get fairly quick results without legal help. The other driver's insurance adjuster will ask you for a statement regarding the facts of the accident and your injuries; also, for medical bills and reports, proof of lost time at work, and other paperwork relevant to your claim. The adjuster should make you an offer based on all documented expenses of your injury, so getting the paperwork together is crucial.

If your injury is more than just minor, or liability (fault) is unclear or in dispute, it makes sense to consult an experienced auto accident attorney, such as the attorneys of the Law Offices of Siamak Vaziri before negotiating with the insurance company.

The attorneys at the Law Offices of Siamak Vaziri are trained to investigate and evaluate the facts of the accident. They can tell you what your claim is worth and guide you through the legal process.

Keep in mind if you deal directly with the insurance company, the other driver's adjuster owes you zero duty to see that you are fairly compensated. His or her job depends on paying you as little as possible. If you are offered an unfair settlement, you can still hire an auto accident attorney to counter that bad offer with the threat of litigation.

What is the difference between "no-fault" and "fault" liability in an auto accident?

No-fault liability generally refers to auto insurance programs that allow insureds to recover financial losses from their own insurance company, regardless of who was at fault in an accident. No-fault programs adopt the approach that everyone pays for their own losses from a auto accident. The goal is to cut back on lawsuits, since fault (liability) does not have to be determined. In its strictest definition, these programs also restrict the policyholder's right to sue.

"Fault," the opposite of no-fault, refers to the traditional tort-based system which takes into account who was at fault for an accident, and to what degree, when determining what each person (and their insurance companies) will pay for damages (personal injuries and property damage).

The auto insurance company's attorney says my injury was pre-existing. How do I prove it wasn't?

The other party's insurance company may try to prove your injury existed before the auto accident, and if so, you would receive no money for that injury. If the accident made the injury worse but did not cause it, you may receive less money to compensate for that injury. To prove the pre-existing condition, the other party will legally demand (subpoena) your medical records, sometimes going back many years before the accident.

How does your attorney prove it is a completely new injury?

Your doctorís records and possibly your doctorís testimony would have to show the old condition was completely resolved with no residual pain. Consult the Law Offices of Siamak Vaziri for advice on your specific situation.

What if I am involved in an auto accident with an uninsured driver?

Uninsured motorist insurance coverage pays for damages caused by a driver with no insurance. Perhaps that driver never bought insurance, but it may be that the driver's insurance simply expired. More commonly, the accident may include a driver who lacks enough insurance to cover the claims. That's where underinsured coverage helps.

Protect yourself first by checking to see if you have uninsured/underinsured coverage on your policy, as your state may not require it. You can always add uninsured coverage.

If you're in an auto accident, make sure you get contact information from the other driver, including insurance information, and give it to your own insurance company.

In the case of an underinsured driver, first you are compensated from the other driverís insurance company within their policy limits, and then, if there are still damages, you make a claim with your own insurance company for the balance. If there is no insurance at all, your insurance company may require a signed statement from the uninsured driver stating that he or she has no insurance. Then you may make a claim with your own company for all of your damages.

Uninsured and underinsured coverage may put you at odds with your own insurance company, especially if you disagree on whose fault the accident was or the extent of your injuries. The company may reduce your compensation if it decides you were at fault, even in a minor way. If you are in conflict with your insurance company, talk with a auto accident attorney at the Law Offices of Siamak Vaziri experienced in uninsured or underinsured claims.